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How does a Pawn work?

In order to get a loan on your merchandise you will need a valid government isssued ID.  We will evaluate your colateral and determine if we can loan you the amount of money you are looking for based on the value of your merchandise. 

The loan period is thirty (30) days and the interest for each thirty day period is 25%.  By the end of the thirty days you will need to either repay the principal of the loan, the amount of money we gave you, plus the 25% interest and we will then return your merchandise to you and the loan is over.  If you can't repay the principal and interest you can just pay the 25% interest and the loan will renew for another 30 day period.  You may do this as many times as you like.

Should you not repay the loan and the interest owed or at least pay the interest for two 30 day periods,  these DO NOT have to be consecutive, you are considered to be in default and we have the option of taking your colateral and selling it to satisfy the principal and interest owed.  If this happens you have no further responsibility reguarding the repayment of this loan.

If you have any questions just give us a call (904) 579-4093.

What items will you accept as colateral on a Pawn?

Four Nines, LLC.   2020